Patrick S. Tracey, Partner
Bowditch & Dewey
As an experienced litigator at Bowditch, Patrick Tracey represents and counsel clients in connection with general and complex business disputes, class actions, financial fraud, regulatory investigations, and all forms of financial services litigation and counseling. He manages large cases and directs litigation strategy to reduce exposure for institutions with a cost-effective approach to avoid risk, safeguard data and protect reputation. Patrick also advises clients with investigations and enforcement actions by government and regulatory agencies. Additionally, he serves as a trusted business advisor to institutional clients regarding the management of data privacy issues and associated risks. Prior to private practice, Patrick was the Head of Litigation for a large national bank. He is a member of the International Association of Privacy Professionals (IAPP).
Joseph Apatov, Member
McGlinchey Stafford PLLC
Joseph “Joe” Apatov is a Member in McGlinchey’s Consumer Financial Services Litigation practice group. Based in Fort Lauderdale, Joe litigates on behalf of financial services clients in both state and federal courts, with an emphasis on defending banks, mortgage lenders and servicers, automobile finance companies, and private-label card issuers. He has worked extensively with several major consumer protection statutes, including the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), the Fair Debt Collection Practices Act (FDCPA), and the Real Estate Settlement Procedures Act (RESPA), as well as related state laws. A substantial portion of Joe’s practice involves consumer class action litigation.
Robert J. Im, Associate
McGlinchey Stafford PLLC
Robert Im’s practice focuses on commercial litigation and consumer financial services litigation. His client base includes businesses and financial institutions such as national and state banks, consumer finance companies, mortgage loan servicers and issuers, and other providers of consumer financial services. Robert’s primary focus is defending entities and businesses in lawsuits brought by consumers in state and federal courts.
He also handles matters involving fraud, wrongful foreclosure, negligence, and breach of contract. Robert assists clients with contested foreclosures, real estate and title issues, and claims of federal and state regulatory violations. He represents banks and financial institutions in disputes involving state and federal consumer protection, and lending laws, and has experience defending claims arising under the Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and California’s Rosenthal FDCPA.