James “Jim” W. Sandy is an experienced trial and appellate lawyer who represents individuals, small businesses, and Fortune 500 companies in all aspects of civil and commercial litigation. Financial services companies of varying sizes have engaged Jim based on his significant experience handling complex single-party and class action disputes in state and federal courts, in matters with financial exposure reaching seven figures. He also advises clients outside the financial industry in data privacy and cybersecurity matters, as well as clients involved the cannabis space.

Paul provides regulatory and compliance counsel to financial service companies including banks, finance companies, mortgage companies, and online lenders concerning consumer loan documentation, e-commerce, underwriting, licensing, state and federal regulatory examinations and investigations, acquisitions and divestitures, warehouse and other commercial financing, insurance, and structured finance. Specifically, he advises clients on compliance with the Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), Servicemember Civil Relief Act (SCRA), Fair Credit Reporting Act (FCRA), and the Equal Credit Opportunity Act (ECOA).